From the Darkhorse's Mouth

From the Darkhorse's Mouth
Podcast Description
From the Darkhorse's Mouth" shares the inspiring journey of Dan Garzella, founder of Darkhorse Insurance Services. Starting as a Farmers Insurance agent at 23, Dan rose to the top 0.5% of agents before launching Darkhorse to empower others to build independent brokerages. This podcast explores overcoming industry challenges, fostering strategic carrier relationships, and leveraging expert mentorship. Tune in for insights on breaking traditional models and creating a legacy on your own terms.
Podcast Insights
Content Themes
The podcast focuses on building independent brokerages, overcoming industry challenges, and strategic carrier relationships, with episodes such as 'Flight Risk' discussing the transition from captive to independent insurance and 'Origin Story' detailing Dan's journey from a novice agent to founder of Darkhorse Insurance Services.

From the Darkhorse’s Mouth” shares the inspiring journey of Dan Garzella, founder of Darkhorse Insurance Services. Starting as a Farmers Insurance agent at 23, Dan rose to the top 0.5% of agents before launching Darkhorse to empower others to build independent brokerages. This podcast explores overcoming industry challenges, fostering strategic carrier relationships, and leveraging expert mentorship. Tune in for insights on breaking traditional models and creating a legacy on your own terms.
In Episode 7 of From The Darkhorse’s Mouth, titled “Duck, Duck, Goose,” Dan and Carly Garzella are joined by Kristen Geer, Director of Operations at BNI Arizona, for a powerful conversation on why networking still matters – and how to make it work – in today’s digital-first world.
Kristen shares her personal journey in the world of structured networking and offers a behind-the-scenes look at how BNI has become a global force for referral-based business growth. Together, they unpack the real value of relationship-building in an industry increasingly dominated by automation and cold outreach.
The episode dives into the Know-Like-Trust cycle, the Givers Gain® philosophy, and how structured networking systems like BNI drive better results than informal connections alone. Kristen also shares practical tips for insurance pros: how to network without sounding like a pitch, how to build cross-industry referral partnerships, and how to turn conversations into real pipeline equity.
Looking beyond the individual, the conversation expands to how small businesses can scale through networks – building credibility, creating team-based momentum, and leveraging leadership within local chapters to drive exponential growth.
Whether you’re new to networking or trying to make better use of your connections, this episode delivers fresh, actionable insights to help you stand out, follow up, and grow through authentic relationships.
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