The 2040 Banker

The 2040 Banker
Podcast Description
Welcome to The 2040 Banker, a podcast where Nitin Sharma takes on the banking sector and everything that is happening. Discussions with an exciting line up of leaders, bankers, ex-regulators, bank tech professionals deep dive into the overall evolution of banking in last few decades. We will try to understand how banking will look like by 2040, and how can we keep up with all of it.
Podcast Insights
Content Themes
The podcast explores themes such as the historical evolution of banking, the impact of globalization, and the differences between public and private banking. Specific episodes include a deep dive into the roles of tech companies in banking and insights into the future landscape of the industry, exemplified by discussions with guests like Aman Narain and Rajeev Uberoi.

Welcome to The 2040 Banker, a podcast where Nitin Sharma takes on the banking sector and everything that is happening. Discussions with an exciting line up of leaders, bankers, ex-regulators, bank tech professionals deep dive into the overall evolution of banking in last few decades. We will try to understand how banking will look like by 2040, and how can we keep up with all of it.
In this episode of The 2040 Banker, Rich Nill, Ex-CIO at PNC, unpacks the evolving technology landscape in banking—especially the diverging paths of commercial and retail. From the shift toward platform thinking and modular cores to the challenges of real-time systems and technical debt, this conversation dives deep into what it takes to modernize core banking. Whether it’s Thought Machine, Zeta, or Refo, the future of credit stacks and decision engines is being reimagined. Tune in for an honest, tech-first view on where banking infrastructure is headed—and why the core transformation is a marathon, not a sprint.

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