Jill Erwin started her interior design business in 2006, survived the recession, and recently hit the 20-year mark with a rebrand: Just Jill Home. She joined Laurie and Nile on To-The-Trade to discuss what it actually takes to get to the point where you charge what you are worth and stay there.Pricing was the throughline. Jill has spent years attending industry panels where designers reference rates without ever naming a number. Her take: just say it. Based on the market data Laurie shared, designers at the 20-year mark are operating in the $250 to $300 per hour range, with major metro markets pushing considerably higher. Jill confirmed she is moving toward $250 in Richmond and is clear-eyed about why: that is what her experience is worth.To give clients a lower-risk entry point, Jill developed two introductory service tiers she calls Quick and Fast (2.5 hours) and Short and Sweet (5 hours). Both were designed to let her assess a client's and a project's fit before moving into a full contract. If the dynamic feels off, she has a structured way out. If it feels right, she moves forward. The contract itself has evolved over 20 years, adding photography rights, scope protections, and other clauses she learned to include the hard way.Design philosophy came through in the specifics. She described a multigenerational family room near the Chesapeake Bay where she fit seven individual seats, a sofa, and a round leather ottoman into a cohesive plan, each piece chosen for how a specific family member actually uses the room. She also talked through a repeat client who came back after 15 years as an empty nester. Jill designed a custom coffee station with navy cabinetry and a bistro table, built around how the client now starts her mornings.The broader conversation circled back to the same point Jill has spent 20 years learning: designers who undercharge are not just hurting themselves. They are giving away equity that belongs in their own businesses and households. The client benefits. The designer absorbs the cost.Jill's new website, Just Jill Home, launches May 1, 2026. She can be found on Instagram at [@justjillhome](https://www.instagram.com/justjillhome/).