Got a medical bill sitting on your counter that you don’t know how to handle? You’re not alone — and you don’t have to just pay whatever number they send you.

In this episode, Dr. Clayton Dir walks through the exact steps he took after his daughter’s two hospital visits left his family with nearly $4,000 in out-of-pocket costs.

By making one phone call and using two specific negotiation tactics, he knocked that number down by 43% in less than 20 minutes. He covers:

• How to request an itemized bill
• Why you should wait for your explanation of benefits before paying anything
• Some of the exact language to use when you call the billing department

Whether your bill is $500 or $50,000, this episode gives you a repeatable framework you can use every single time a medical bill hits your mailbox.

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