In this episode, we speak with Charlie Langdale, CEO of Humanity Insured, to discuss how insurance can serve as a tool for climate resilience rather than just risk transfer. From its origins at COP26 to on-the-ground projects protecting displaced communities, farming households, and urban workers across 20+ countries, Charlie walks us through the practicalities of making parametric insurance work for people who have never had a financial safety net. The conversation explores what blended finance and concessional capital can unlock, where parametric insurance hits its limits, and what needs to change in policy and funding to reach the 3.6 billion people living on the climate frontline.