The property investing landscape just changed overnight. In this special episode, Ben Plohl is joined by Richard Morgan from Freedom Funding to break down the massive proposed changes to negative gearing and capital gains tax. Forget ”buying and hoping”—the days of lazy investing are over. Ben and Richard unpack why it's time to pause and plan, how carried-forward losses actually work, and why savvy investors are shifting to active strategies like granny flats, commercial properties, and company structures to stay ahead of the game.