Community Game Plan
Community Game Plan
Podcast Description
Jim Smart and Eric Holman, from The Real Estate Team, are grabbing a mic to discuss all things Community and Halifax Real Estate!
Join Jim and Eric as they talk about how to manage the challenges you may face listing your home, to avoid "seller's remorse." They also will chat about the importance of understanding a community beyond real estate, their military backgrounds, and their involvement in coaching youth sports.
On this show, you can expect guest industry professionals and community leaders, who can provide comprehensive insights to help you make informed decisions about choosing your new community, including practical aspects like childcare and recreational facilities.
Tune in to Community Game Plan for community, real estate, and other shenanigans!
Podcast Insights
Content Themes
The show covers various themes relating to community involvement and the Halifax real estate market, with episodes discussing topics such as avoiding seller's remorse, community amenities, traffic impacts on property values, and personal stories from coaching youth sports, alongside expert insights from guests like photographers and community leaders.

Jim Smardon and Eric Holman, from The Real Estate Team, are grabbing a mic to discuss all things Community and Halifax Real Estate!
Join Jim and Eric as they talk about how to manage the challenges you may face listing your home, to avoid ”seller’s remorse.” They also will chat about the importance of understanding a community beyond real estate, their military backgrounds, and their involvement in coaching youth sports.
On this show, you can expect guest industry professionals and community leaders, who can provide comprehensive insights to help you make informed decisions about choosing your new community, including practical aspects like childcare and recreational facilities.
Tune in to Community Game Plan for community, real estate, and other shenanigans!
In Episode 22 of Community Gameplan, hosts Eric and Jim sit down with Chad Bailey, insurance advisor with IDC WorldSource Insurance Network, for a Community Business Spotlight on a topic that doesn’t come up nearly enough when people are buying a home: life insurance, mortgage protection, and planning for the unthinkable.
Chad brings eight years of experience as a life insurance advisor to break down what most homebuyers get wrong — starting with the biggest misconception of all: that mortgage insurance through the bank is the same as life insurance through an advisor. It isn’t, and the difference can cost a family hundreds of thousands of dollars when it matters most.
The conversation covers:
- Why people — especially younger buyers — avoid the conversation around death, sickness, and disability
- The real difference between CMHC insurance, bank mortgage insurance, and life insurance through an independent advisor
- Term vs. permanent (whole life and universal life) policies, and how to balance coverage with budget
- How some life insurance policies let you draw funds while you’re still alive
- Why this conversation should happen early in the homebuying process, not tacked on at closing
- What to look for — and watch out for — when choosing an insurance advisor
Whether you’re a first-time homebuyer, self-employed without workplace benefits, or just haven’t thought about what happens to your mortgage if the unexpected happens, this episode offers a practical, no-nonsense look at protecting the people who depend on you.
About the Guest
Chad Bailey is an insurance advisor with IDC WorldSource Insurance Network, specializing in mortgage protection and life insurance. With eight years in the industry, Chad focuses on building long-term relationships with clients and matching coverage to their real needs and budget — not just what pays the highest commission.
Reach out to Chad Bailey [email protected] 902.441.2621
Reach out to Eric Holman and Jim Smardon — [email protected]
https://www.instagram.com/therealestateteamns/
https://www.instagram.com/community_game_plan_podcast/
Eric Holman [email protected]
https://www.instagram.com/ericholmanrealestate/
Jim Smardon [email protected]
https://www.instagram.com/jimsmardon.greenrealestate/
Want to be a guest or have a topic you’d like us to cover? Let us know.
Reach out to [email protected]

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