The Financial Advocacy Podcast
The Financial Advocacy Podcast
Podcast Description
Host David Kinder, RFC®, ChFC®, CLU® and co-hosts Michael Moffat and Curt Gibbs believe that the system is broken when it comes to traditional advice. We believe that traditional advice benefits the U.S. Government, Wall Street, and banks FAR more than the plan participants. Join us for many discussions to learn what we can come to know.
Podcast Insights
Content Themes
The podcast focuses on themes surrounding financial literacy, budgeting, retirement planning, and critical evaluations of financial products. Notable episode examples include discussions on building credit, the emotional aspects of saving with guest Kevin Fink, and existential questions in financial planning such as 'Is budgeting enough?' and 'What is true financial planning?'
Welcome to The Financial Advocacy Podcast Channel — where business owners and taxpayers gain the insight and understanding they need and deserve to make fully informed financial decisions.
Hosted by David H. Kinder, RFC®, ChFC®, CLU®, this channel brings you financial insights, short actionable lessons, and open discussions on current events — all focused on helping you protect your life’s work and plan with purpose.
Financial consultant detailing his 5-year, 60,000-mile ownership review of a 2008 Lexus LS 460, including maintenance costs, reliability, brake actuator failure, depreciation, and real-world cost of ownership.This long-term Lexus LS 460 review covers repairs, tires, brakes, common problems, and whether buying a used or salvage-title LS 460 is worth it.0:00 Intro – 5 Years With My Lexus LS 4601:36 What Reliability Really Means (Lexus LS 460)5:13 Stop Acting Rich & Buying Used Luxury Cars8:15 Was I Chasing Status? Luxury Car Psychology12:49 Vehicle History Report & Salvage Title Check14:25 Test Driving a Used Lexus LS 46017:58 What is Unique About MY Car's Build19:58 2020–21 Reset Year (Major Maintenance)29:20 2021–22 Stability & Routine Maintenance30:42 2022–23 Preventive Maintenance (Transmission & Suspension)32:45 2023–24 Optimization & Michelin Tires35:00 2024–25 Low-Cost Ownership Phase35:28 2025–26 Brake Actuator Failure & Repairs36:24 Year-by-Year Maintenance Cost Breakdown44:20 Best Tires for Lexus LS 460 (Michelin vs Continental)47:51 Lexus LS 460 Brake Pads & Rotors (60k Review)50:18 Gas Cap ($10) — Restoring Lost Performance54:16 Lexus LS 460 Brake Actuator Failure ($4,500 Repair)56:42 Should You Fix or Sell After a Big Repair?1:07:45 Does Owning an LS 460 Make Financial Sense?
Disclaimer
This podcast’s information is provided for general reference and was obtained from publicly accessible sources. The Podcast Collaborative neither produces nor verifies the content, accuracy, or suitability of this podcast. Views and opinions belong solely to the podcast creators and guests.
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